The Wallet is simply a way for you to hide money from yourself, to take a little bit of money out of your checking account, and remove the temptation to spend it.

You can manually put money into your Wallet from your linked account, and take money out your Wallet when you need it. 

Cleo can even save for you automatically. 

For our US users the Wallet is hosted by our payment partner, Dwolla. In the UK, it’s MangoPay.

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