Auto Save will never save for you if you are in your overdraft or take you into your overdraft.  You must have a balance of over £100 or $100 for Cleo to offer any Auto saving for you.  If you are in the US our savings transactions take 4 working days to process and your spending within this time could take you into your overdraft so please keep this in mind. Â
You can manually save by saying "save amount" to Cleo at any time and she'll transfer this amount to your Cleo wallet immediately.Â