Auto Save will never save for you if you are in your overdraft or take you into your overdraft.  You must have a balance of over £100 or $100 for Cleo to offer any Auto saving for you.  If you are in the US our savings transactions take 4 working days to process and your spending within this time could take you into your overdraft so please keep this in mind.  

You can manually save by saying "save amount" to Cleo at any time and she'll transfer this amount to your Cleo wallet immediately. 

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