As such, if you're in the UK, when you repay your advance, Cleo will ask you if you want to leave an optional tip, just as a thank-you. 

It’s completely up to you - she’ll never take any tip without your say-so 👍

Why have we done this? 

We're on a mission to build the world's financial assistant. We will offer our own faster, flexible, cheaper financial products.

Banks, payday lenders, credit card companies, all make their money off you not having enough money, like when you go into your overdraft or have to pay interest on an advance. We don’t think that’s fair. 

We charge $5.99 a month for Cleo Plus, and we ask for a tip because every little bit will help us to achieve our goal.

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