It’s a way to check your credit score and get the full report, directly on the Cleo App. Your full report comes with reasons explaining your score and next steps for managing your money in a way that can help improve it. And it’s written for everyday humans, so there’s no worry about trying to furiously Google terms that don’t make sense.

There’s more! Cleo will give you regular updates on your credit score, so you can see how it goes up or down. Couple that with Cleo’s wonderful ability to help you sort out any habits bringing you (and your credit score) down — and you’ve got the full package.

Sign up for Cleo Plus, write “credit score” to Cleo, and go through Equifax’s identity verification process. It’s pretty simple and should take 10 minutes. Cleo will remind you of this, but you should make sure to have your financial documents handy while you do this. There’s also a handy credit score FAQ on there if you have more questions.

Cleo and Equifax ask a bunch of questions about things like what loans you have and other financial stuff. After that, you get your credit report which outlines the reasons and next steps in non-jargon speak.

Through a partnership with Equifax.

‘Cause this is your (financial) future! Plus, checking your score is the first step to realizing some big ticket dreams that a lot of us have: credit cards, houses, car loans… the list goes on.

Nope. Cleo does a soft check, which won’t cost points. The other kind (called a “hard check”) is typically only done when you’ve applied for a loan with lenders, like banks. 

A few reasons. Cleo doesn’t sell your data, unlike ~other~ credit checking companies. Plus, Cleo is already pretty well-equipped to help you with things that can affect your score — stuff like managing timely bill payments, which can be a huge factor for credit scores.

Nope. That looks at different factors.

Not yet. It’s only available for US users.