Yes, you’ll need to do all your badges to unlock Score. But hey, they’re pretty quick and simple to collect
Once I get my badges, do I have access to Cleo Score?
Some people will unlock Cleo Score the minute they finish their badges.
If your money is still looking like it needs some TLC before you can qualify for an advance, Cleo will set you some challenges to complete before you can unlock your Score.
This is to help make sure you’ll be able to pay Cleo back, once you’re eligible.