Cleo looks at your paycheck, your spending habits, your budget, and more to determine your eligibility. She does *a lot* of number crunching, and uses some heckinโ€™ complex math to work it out.

We get it โ€“ rejection sucks. The good news? You can become eligible over time, and Cleoโ€™s here to help you do it.To start off, here are some potential reasons why you arenโ€™t eligible right now:

  • Insufficient funds in your account. We need to know you have enough regular income to stay on top of your finances ๐Ÿ˜Š It also helps if you connect the account where you get paid to Cleo.

  • Too many cash withdrawals, missed payments, low account balance or not enough transactions also play a part in Cleoโ€™s decision.

  • We might not be able to support your bank to pull through transactions.

  • You may have no accounts connected to Cleo at all ๐Ÿ˜ฒ

  • If youโ€™ve missed your Cleo Plus subscription payments or pay them late regularly.

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