Say you’re in a money bind – you need an advance before payday, and you’ve heard that Cleo offers up to $100.

She’s told you you qualify, you’ve signed up to Cleo Plus, but she says she can only offer you $20 or $35. Not exactly what you were hoping for – we get it.

So why is Cleo being so stingy? Cleo has used her math skills to work out your eligibility and the amount you are eligible, via an analysis of your transaction and deposit history and patterns.

This maximum can go up or down. It’s important to remember that while you might only qualify for $20 this month, you could get $50 next month.

We get that it’s frustrating to not get as much money as you want, but trust Cleo – she knows what she’s talking about.

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